1、 How do we collect and use your personal information

Personal information refers to all kinds of information recorded by electronic or other means, which can identify the identity of a specific natural person or reflect the activities of a specific natural person individually or in combination with other information. The information irrelevant to you in this product does not belong to your personal information.

（1） Information collected and preserved

1. Your registration and login information, including mobile phone number, login IP address, terminal information (such as mobile phone IMEI code, version, device identification code, etc.), login log, etc.

2. Your usage records, including your search records, application version information, your location and other relevant log information, etc.

3. The information you provide on your own initiative includes the information you release on your own initiative, the information you provide when contacting customer service, the information you fill in when you participate in questionnaire survey, the information you provide when you participate in platform activities, etc.

4. Information collected with your prior express authorization.

5. Financial regulation requires the collection and preservation of information.

（2） Information usage

1. In order to facilitate your registration, login, use of the product services.

2. To enhance your service experience and improve our products and services.

3. It is necessary for regulatory inspection, company audit and audit.

4. Other uses permitted by laws and regulations.

The above information provided by you will continue to be authorized to us during your use of our services. When we want to use the information for other purposes not specified in this article, we will seek your prior consent. When we want to use information collected for a specific purpose for other purposes, we will seek your prior consent.

2、 How do we use local database, keychain

In order to ensure the normal operation of app, we will store some data files on your mobile device. With the help of stored data can provide better customer service. In this process, we may also obtain and save relevant information about your mobile device, such as IP address, hardware ID, etc.

3、 How do we share, transfer and publicly disclose your personal information

（1） Share

We will not share your personal information with any third party companies, organizations or individuals, except in the following cases:

1、 Share with explicit consent: with your explicit consent, we will share your information with other parties

personal information.

2. We may share your personal information according to laws and regulations or the mandatory requirements of government departments.

（2） Assignment

We will not transfer your personal information to any company, organization or individual except for the following circumstances:

1. Transfer with express consent: with your express consent, we will transfer your personal information to other parties.

2. In the case of merger, acquisition or bankruptcy liquidation, if the transfer of personal information is involved, we will require the new company or organization holding your personal information to continue to be bound by this clause, otherwise we will require the company or organization to seek your authorization again.

（3） Public disclosure

We will only disclose your personal information in the following circumstances:

1、 With your explicit consent.

2. Law based disclosure: we may disclose your personal information to the public when required by law, legal proceedings, litigation or government authorities.

（4） Exception of obtaining prior authorization for sharing, transferring and public disclosure of personal information

Under the following circumstances, the sharing, transfer and public disclosure of personal information need not obtain the authorization and consent of the personal information subject in advance:

1. It is directly related to national security and national defense security.

2. Directly related to public safety, public health and major public interests.

3. It is directly related to criminal investigation, prosecution, trial and execution of judgment.

4. In order to protect the life, property and other major legitimate rights and interests of the personal information subject or other individuals, but it is difficult to get my consent; Personal information disclosed by the subject of personal information to the public; Collecting personal information from legally disclosed information, such as legal news reports, government information disclosure and other channels.

4、 How do we protect your personal information

We attach great importance to personal information security, and adopt security protection measures in line with industry standards to protect your personal information, including the establishment of reasonable regulations, technical measures, staff management measures, etc. However, you understand that due to the limitation of technical level and various possible malicious means, problems may arise due to factors beyond our control.

We will take all reasonable and practicable measures to ensure that irrelevant personal information is not collected. We will only retain your personal information for the period necessary to achieve the purpose stated in this clause, unless the retention period needs to be extended or permitted by law. The Internet is not an absolutely secure environment, and e-mail, instant messaging, social software and other means of communication with other users can not determine whether they are fully encrypted. We suggest that you use complex passwords when using such tools, and pay attention to protect your personal information security.

5、 How to update

Our terms may change. Without your explicit consent, we will not reduce your rights under this clause. For major changes, we will provide announcement notice (including for some services, we will push notice to explain the specific changes). If you do not agree to such changes, you can stop using the mobile application products and services. If you continue to use our products and / or services, you agree to be bound by the revised terms.